Could you do with money to improve your company’s digital capabilities?

The Scottish Digital Development Loan (SDDL) is a new way that you can boost your company’s digital capabilities with an interest-free loan of up to £50,000.

Liz McCutcheon and Colette McMorrow from SDDL joined us at #hellodigital to explain the benefits of the scheme and how to apply.

Her brief talk is available to view here or below. 

The scheme is a Scottish Government initiative designed to help small and medium sized businesses meet the upfront costs of harnessing the power of digital, such as hardware, software or training.

The loan is interest free and can be for any amount between £5,000 and £50,000 depending on the project. The terms of repayment are also flexible, ranging between three months and five-years.

Applying to see if you’re eligible for the loan is simple and can be done entirely on the Digital Development Loan’s website. Applicants must be a UK resident and the business needs to be registered in Scotland and have been trading for a minimum of six months. You’ll have to meet the criteria of the loan purpose too, which is ‘to improve digital capacity and or capability of the business’.

The loans are for companies with fewer than 250 employees with an annual turnover not exceeding 50 million euro, and/or an annual balance sheet total not exceeding 43 million euro.


Many businesses around Scotland are already benefitting from the Scottish Digital Development Loan and you can read about some of their stories here. Examples range from a team of surveyors who used the extra funds to develop a mobile app, to an e-commerce business who applied for a loan to enhance their business processes and to streamline their website.

For more details on the loan, go to You can contact the team by emailing or by calling 01236 702 061. You can get in touch with them on Twitter too @DigitalDevLoan.